Top 5 Mistakes People Make With Their Health Insurance (and How to Avoid Them)
Health insurance is one of those things we don’t think much about—until we need it. But the truth is, one small mistake could cost you big in medical bills, missed coverage, or endless headaches.
The 3 Biggest Mistakes Small Business Owners Make with Employee Benefits (and How to Avoid Them)
As a small business owner, you know your team is more than just employees—they’re the heart of your business. The right benefits can boost morale, build loyalty, and help you keep great people. But too often, small businesses fall into a few common traps that cost them both money and morale.
When the Government Shuts Down: What Small Employers and Their Teams Need to Know
When headlines talk about a government shutdown, it can feel like something far away — but the ripple effects often land close to home for small business owners, their teams, and local communities.
In this article, Riva from CalSunshine Insurance Services breaks down what a shutdown really means, how it can impact health insurance subsidies, employee morale, and small business operations, and—most importantly—what steps employers can take to lead with clarity and compassion.
If you’re a small business owner in San Diego, this guide will help you protect your team’s benefits, stay compliant, and strengthen trust through uncertain times. 🌞
